Critical Illness Story
As I am sure you are probably aware from my past posts on this blog I am a big advocate for critical illness insurance, but perhaps the best evidence for the value of Critical Illness is the story of people who have experienced the benefits. So here I present “Elise’s Story” https://www.youtube.com/watch?v=DeEjbMBdiMw This […]
Is Your Pension Still on Track for the Retirement You Want?
You had a plan. But is it still realistic? When you first set up your pension, you probably got an ‘illustration’—a kind of forecast showing how your savings might grow over time. But here’s the thing: that projection made some big assumptions. It assumed you’d: Keep paying in the same amount, year after year Get […]
Ethical Investing: Do you buy free range eggs?
You probably do it without thinking: reaching for the free-range eggs at the supermarket. Not because they’re the cheapest, but because they align with what matters to you. Welfare, quality, doing the right thing. Funny how natural that feels. But when it comes to pensions or investing, that sense of agency often disappears. People freeze […]
Cash ISAs vs Stocks & Shares ISAs – Which One’s Right for You?
If you’ve built up savings or started investing, chances are you’ve wondered whether a Cash ISA or a Stocks & Shares ISA is best. The truth is: it depends on why you’re saving, when you’ll need the money, and how you want it to grow. This guide will help you cut through the confusion and […]
Should You Ditch That Old With-Profits Policy Before You Retire?
Updated For 2025: Still holding a with-profits policy? Here’s how to tell if it’s worth keeping, cashing in, or switching?
As Cheap As Chips!
At the weekend my wife and I drove up to Amble on the Northumberland coast for an impromptu trip out. While at the seaside we indulged in the customary fish and chips prompted by the sea air and the smell wafting at us from a seaside cafe. Bizarrely this got me thinking about inflation! Inflation […]
