Financial Planning – Free Initial Consultation
Financial Planning is our premier service and is for people who are serious about taking control of their money. Is that you? The financial planning process covers all aspects of your financial life. Accept my help to construct your financial plan you will experience many benefits; You will define your financial goals. You will discover […]
You do not need to justify your purchases but….
If you want to buy a £5,000 watch or sign up to a £60 per month mobile phone contract to get the latest must-have smartphone, then that is your business. You don’t have to tell me, yourself or anyone else that you ‘need’ the items you buy. Logical justification is not necessary you only get […]
Life & Critical Illness Insurance: Protecting Your Loved Ones
Along with the devastating emotional effect that diagnosis of a critical illness or premature death can cause there is also often a devastating financial effect. The responsible thing to do for all adults who have people that depend on us is, of course, to arrange appropriate insurance so that if the unthinkable becomes reality, money […]
The Cancer Lottery
Apparently, 32 million people play the lottery in the UK each week and on average they buy three tickets each.1 That’s an amazing statistic when you consider the astronomical odds of winning the jackpot, the odds of winning the main lotto draw are almost 14 million to 1! It’s even 57 to 1 to win […]
“Being an Employer Is Like Being A Parent”
Image by Kumar Appaiah “Being an Employer Is Like Being A Parent” is something that a client said to me in passing recently because on some levels it is very true. As a parent, you have someone who depends on you to provide for them and ensure that they have their basic needs met. As […]
5 Reasons Computer Programmers Often Have Poor Pension & Retirement Plans
Image Credit: Dave Allen Over the years I have been fortunate to work with a lot of computer programmers, I say fortunate because for the most part, we tend to be on the same wavelength (I write, html, css and php as a hobby sad I know) which makes work more pleasurable and secondly they […]
Pension vs ISA vs Unwrapped
Bonus: Salary vs Pension Contribution
With recent proposals to liberalise withdrawals from pension plans at retirement, pensions have become a much more interesting subject to both employers and employees alike. When it comes around to bonus time the use of pensions rather than payments through salary can result in extra money for employees and financial savings for employers. Example. Jack […]
Video: Investment Principles: Diversification
https://www.youtube.com/watch?v=061u5KEnBv4
An ISA is not a product!
In this time known to financial advisers as ISA season, I hear a lot of people who don’t normally talk finance talking about ISAs and generally have little interest in financial planning. A very smart man just said to me earlier this evening – “A guy on the radio said I should buy an ISA […]
