Cash Management Strategies

You need to keep cash available, it doesn't mean it has to stop working for you.

Why Do You Need A Cash Management Strategy?

Cash is an asset that Financial Advisers often ignore and yet it is incredibly important.

Having the right amount of cash on hand ensures that you are not forced to access your investments or pensions at precisely the wrong time.

The problem though is as it always has been the value of cash accounts struggle to keep pace with the rate of inflation!

Just because you can’t guarantee to beat inflation, that’s no reason just to give up.!

We put together cash strategies for our clients and research the best accounts available to make sure that your cash works as hard as it can while still being available when you need it.

Maximise Your Returns

We pinpoint the top cash and savings accounts so your money works harder for you.

Cash When You Need It

A mix of instant access and fixed rate account helps you to avoid needing to access your investments or pensions at the worst possible moment.

Maximum Protection

With our software we are able to ensure Your cash is distributed across multiple UK banks, ensuring robust FSCS protection where that's imprtant to you.

Our Cash Management Strategy Service

A well-crafted cash management strategy is a cornerstone of sound financial planning.

If we are constructing a financial plan for you the cash management strategy is simply included … if you have made your own plan and just need our help with the Cash Strategy it as a standalone service.

Understand Your Needs
Once it has been determined how much money you will need and when, we can get started with the strategy.
1
Research & Report
Once we have agreed how your funds should be distributed, we will research the best account available and produce a report detailing the options and how t o open the accounts.
2
Opening The Accounts
With your final report you will now be able to go direct to the banks and building societies to open your accounts.
3

Ready to Secure Your Savings?

Get in touch today for an appointment and discover how our cash management strategy can enhance your financial stability.

About Bloomfield Financial

Bloomfield Financial is a proud family-run firm rooted in the North East. Our commitment to providing honest, bespoke advice has helped countless individuals and businesses secure their futures. Our local expertise and independent approach ensure that every recommendation is tailored specifically to your unique circumstances.

John and Dee Bloomfield of Bloomfield Financial

FAQs, Appointment Booking, Legal Bits, Costs Etc.

Book An Appointment

We offer advice and information based upon a whole of UK market analysis.

We will analyse all of your cash savings plans, work with you to work out how much you need to access and when and then provide you with a report that details where you can get the best rates and how to apply for them to optimise your returns from deposit accounts.

We will advise and make a recommendation for you only after we have assessed your needs.

A fee of £250 is payable for producing a report designed to optimise and maximise the return from your deposit savings accounts. Implementation of the plan will be your responsibility.

If we are providing you with ongoing advice concerning pensions or investments we will provide this service on request for free so long as it is provisioned at the same time as the other service or review is being provided.

This fee will become payable when the service is delivered

Payment can be made by

  • Bank Transfer
  • Cheque
  • Direct Debit

Important Info: Mortgages

Please remember your home or property may be repossessed if you do not keep up repayments on your mortgage.

We give clients the option to pay for mortgage advice by fee rather than commission.

The FCA does not regulate all Buy to Let mortgages.

Important Info: Regulations

The Financial Conduct Authority does not regulate, Will Writing, Buy to Let Mortgages, Tax Advice and Estate Planning.

Tax rules can change at any time.

Important Info: Investments

Past performance is not a reliable indicator of future results.

The value of investments, and the income from them, may fall or rise.

Your capital at risk. Investments can fluctuate in value and investors may not get the amount back they invest.