A life insurer who wants you to be healthy?

runnersonbeach

It seems kind of obvious doesn’t it that your life insurer has a vested interest in keeping you alive! Relatively recently a life insurer has entered the market who are aiming themselves squarely at those who want to stay or get fit and healthy. Their offering makes them difficult to compare to other providers purely […]

What is a wealth platform?

What is a wealth platform

You have probably heard the term ‘wealth platform’ in recent times the term is often used interchangeably with other terms such as ‘fund supermarket’ and ‘wrap’ but rarely is an explanation given to the reader of what a ‘wealth platform’ actually is. Perhaps this is understandable as they are indeed a relatively modern invention and […]

Will you leave them more than memories?

New Born Baby Hand Holding

If you were to die tomorrow would your family be left with more than memories? Would your mortgage be fully repaid? – If you have an insurance plan to pay off your mortgage when did you last check that it will cover the mortgage in full including any lender fees and early repayment charges?   […]

What is an interest only mortgage?

InterestOnlyMortgage

What is an interest-only mortgage? If you’re currently arranging or rearranging a mortgage you might have come across the term ‘interest only’ and you might even be wondering why the payment quoted for ‘interest only’ is so much lower than for a repayment mortgage. As I’m sure you know when a mortgage lender issues you […]

Why don’t we publish mortgage best buy tables?

MortgagesHouseCulloden

If you don’t know what a ‘mortgage best buy table’ is you will see them in the Sunday papers, and on comparison sites around the internet they are simply tables that pertain to list the best mortgage deals in a given category – i.e. ‘first time buyer’ etc. Including a regular ‘best buy’ table is […]

Financial Planning – Free Initial Consultation

7 Financial Planning Steps

Financial Planning is our premier service and is for people who are serious about taking control of their money. Is that you? The financial planning process covers all aspects of your financial life. Accept my help to construct your financial plan you will experience many benefits; You will define your financial goals. You will discover […]

You do not need to justify your purchases but….

Rolex watch

If you want to buy a £5,000 watch or sign up to a £60 per month mobile phone contract to get the latest must-have smartphone, then that is your business. You don’t have to tell me, yourself or anyone else that you ‘need’ the items you buy. Logical justification is not necessary you only get […]