Can you afford to retire (or slow down) without worrying you’ll run out?

We help people in their 50s and early 60s turn scattered pensions and savings into a clear retirement plan - so you know what’s possible, what’s safe, and what to do next.

Independent, FCA-regulated financial planners
Plain-English retirement and pension advice
No products pushed. No pressure to proceed.

Get Our services, fees & how we work (plain English pdf)

Truly Independent Advice

Family Run Firm

Google Reviews

If these questions sound familiar, you’re not alone…

“When could we actually afford to retire — or reduce hours?”

“Are we taking too much risk, or not enough?”

“How do we use our pensions without triggering big tax bills?”

“What if we spend too much early on and regret it later?”

“Should we be doing something now rather than waiting?”

WHAT YOU DO

Pension statements and savings
Uncertainty, conflicting advice, half-formed plans
Big questions about timing and income

WHAT WE DO

Joins everything into one clear picture
Models realistic retirement scenarios
Explains options and trade-offs in plain English

What working with Bloomfield looks like – including fees – click here to see our services, fees & how we work pdf guide (plain English)

What clients say after getting clarity

Amazing service from start to finish. Such lovely people who really understand your individual circumstances and go above and beyond to help. Many thanks

John has taken care of all of my financial affairs for at least the last ten years, if you are looking for sound, honest advice, look no further

I have been using Bloomfield financial for the last 3 years and John has helped me make some lifechanging decisions to my retirement. I really appreciate their services and will continue using them for as long as I can

Your free retirement clarity meeting

A no-obligation conversation to understand where you are, what you want retirement to look like, and whether we can help.

The Process...

Understand your situation and goals
Explain what’s possible — and what to watch out for
Outline your options and next steps

Without...

No pressure
No commitment
No sales pitch

Book your free initial consultation

30 minutes · No obligation · Phone, Video or In Person

Prefer to read the fine print first? Click here and we will send it all over as a pdf!

Frequently Asked Question

Is this just a sales meeting?

No. If we can’t help, we’ll tell you and point you in the right direction if we can.

We already have pensions — isn’t that enough?

Most people do. The issue is how and when to use them.

Is it too late to make changes?

Probably not – Often this is the most valuable time to plan properly.

Get clarity before making a decision you can’t undo

What working with Bloomfield looks like – including fees – click here to see our services, fees & how we work pdf guide (plain English)

Important Info: Investments

Past performance is not a reliable indicator of future results.

The value of investments, and the income from them, may fall or rise.

Your capital at risk. Investments can fluctuate in value and investors may not get the amount back they invest.

Important Info: Mortgages

Please remember your home or property may be repossessed if you do not keep up repayments on your mortgage.

We give clients the option to pay for mortgage advice by fee rather than commission.

The FCA does not regulate all Buy to Let mortgages.

Important Info: Regulations

The Financial Conduct Authority does not regulate, Will Writing, Buy to Let Mortgages, Tax Advice and Estate Planning.

Tax rules can change at any time.