Independent Mortgage Advice

Finding the REAL best deal

Independent Mortgage Advice Across the UK

Buying a home, remortgaging, or exploring your mortgage options can feel overwhelming. At Bloomfield Financial, we offer independent mortgage advice that’s clear, unbiased, and tailored to your unique circumstances. Based in the North East of England, we proudly serve clients throughout the UK, helping them make informed decisions about their financial future.

Why Choose Independent Mortgage Advice?

Unlike lenders or tied brokers, we work for you—not the banks. Our role is to provide impartial advice, searching the entire market to find a mortgage or remortgage solution that aligns with your needs, goals, and budget.

What Sets Us Apart as Independent Mortgage Brokers?

We’re not just about finding you a deal—we’re about finding the right deal. Our team takes the time to understand your financial situation, future goals, and any challenges you face, so we can recommend solutions that work for you today and in the long term.

Need Expert Guidance on Equity Release or Lifetime Mortgages?

If you’re considering options like lifetime mortgages or equity release, we’ve got you covered. Visit our Lifetime Mortgages and Equity Release page to learn more about how these products could support your financial goals in later life.

How to Get Started

Booking an initial appointment with one of our advisers is quick and easy. We offer free, no-obligation chats to help you understand your options and take the first step toward achieving your financial goals. Whether you’re buying, remortgaging, or looking into specialist products, we’re here to guide you every step of the way.

Just Scroll down to the Book an Appointment link and you can pick a time from here.

FAQs About Our Mortgage Services

We’ve covered all the essential details—like fees, processes, and compliance—in the FAQ section below. If you’re ready to take the next step, get in touch to book your free initial consultation today.

FAQs, Appointment Booking, Legal Bits, Costs Etc.

We offer mortgages from the whole market, but not deals that you can only obtain by going directly to a lender. Our service is not restricted by either provider or product type.

We offer advice on both residential purchases and remortgages as well as buy to let and commercial mortgage and remortgage.

New Mortgage Client

Standard Mortgage Or ReMortgage
£ 200 On Successful Mortgage Completion
  • £150 additional fee for 'non-standard' or commercial

Existing Mortgage Client

Standard Mortgage Or ReMortgage
£ 0 On Successful Mortgage Completion
  • £150 additional fee for 'non-standard' or commercial

After A Holistic Plan

Standard Mortgage Or ReMortgage
£ 0 On Successful Mortgage Completion
  • £150 additional fee for 'non-standard' or commercial

Existing Ongoing Service Plan

Standard Mortgage Or ReMortgage
£ 0 On Successful Mortgage Completion
  • £0 additional fee for 'non-standard' or commercial

We will usually also receive a ‘procuration fee’ from the lender, we will confirm how much in your mortgage illustration.

For full details request a copy of our full price guide or ask at your free initial meeting.

We offer a ‘no completion no fee’ guarantee so your mortgage fee is only payable upon successful completion of your mortgage.

Important Info: Mortgages

Please remember your home or property may be repossessed if you do not keep up repayments on your mortgage.

We give clients the option to pay for mortgage advice by fee rather than commission.

The FCA does not regulate all Buy to Let mortgages.

Important Info: Regulations

The Financial Conduct Authority does not regulate, Will Writing, Buy to Let Mortgages, Tax Advice and Estate Planning.

Tax rules can change at any time.

Important Info: Investments

Past performance is not a reliable indicator of future results.

The value of investments, and the income from them, may fall or rise.

Your capital at risk. Investments can fluctuate in value and investors may not get the amount back they invest.

Service Guide Request

Fill out the form below, and we will send you the guide as a pdf right away

By submitting This Form You Grant Bloomfield Financial Limited permission To Email You Relevant Information.