What’s Your Perspective On Retirement?

billionphotos 1902432

When I was 16 years old my Grandad died suddenly, it was devastating for me and it took quite a long time to get over the shock. Eventually, though you start to accept these things as he was old. However, as I got older I realised he was only 66! To a 16 year old […]

The Bank of Nan and Grandad

Bank Of Nan and Grandad

Last year the BBC  reported that the age of an average first-time property buyer was now between 27-34 depending on where in the country you happen to live. It’s not that surprising that the age has been creeping up over that last couple of decades as house prices have increased exponentially and wages haven’t it […]

“Being an Employer Is Like Being A Parent”

World's Best Boss Mug

Image by Kumar Appaiah  “Being an Employer Is Like Being A Parent” is something that a client said to me in passing recently because on some levels it is very true. As a parent, you have someone who depends on you to provide for them and ensure that they have their basic needs met. As […]

5 Reasons Computer Programmers Often Have Poor Pension & Retirement Plans

Computer Programmer At Work

Image Credit: Dave Allen Over the years I have been fortunate to work with a lot of computer programmers, I say fortunate because for the most part, we tend to be on the same wavelength (I write, html, css and php as a hobby sad I know) which makes work more pleasurable and secondly they […]

Cash ISAs vs Stocks & Shares ISAs – Which One’s Right for You?

Person contemplating two piggy banks, one blue and one pink, symbolising a choice between Cash ISA and Stocks & Shares ISA.

If you’ve built up savings or started investing, chances are you’ve wondered whether a Cash ISA or a Stocks & Shares ISA is best. The truth is: it depends on why you’re saving, when you’ll need the money, and how you want it to grow. This guide will help you cut through the confusion and […]

As Cheap As Chips!

At the weekend my wife and I drove up to Amble on the Northumberland coast for an impromptu trip out. While at the seaside we indulged in the customary fish and chips prompted by the sea air and the smell wafting at us from a seaside cafe. Bizarrely this got me thinking about inflation! Inflation […]

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