Autumn Budget 2024: What You Need to Know for Your Finances

In our recent YouTube Live session, John broke down the key points of the Autumn Budget from his perspective as an Independent Financial Adviser and what they mean for your financial planning. Instead of focusing on the politics or headlines, John provided actionable insights to help you optimize your strategy. Key Topics Covered: Why reacting […]
Government Launch Mortgage Charter

Earlier last week the Government announced a Mortgage Charter to help borrowers who were struggling with the increase in interest rates. 30 Lenders have signed up to this Charter and they represent approximately 85% of the mortgage market and these include Barclays, Natwest, Virgin Money, Newcastle Building Society to name but a few. So what […]
Mortgages: Be Prepared!

Be prepared That is the best piece I would give anyone who is looking for a mortgage at present! Most people are aware of the current economic climate and how much the cost of everything has increased by! It was expected that inflation would have decreased in May, however it was announced in the news […]
When Does The Tax Year Start & End?
https://www.youtube.com/watch?v=2mpehmuaN5s
What is an interest only mortgage?

What is an interest-only mortgage? If you’re currently arranging or rearranging a mortgage you might have come across the term ‘interest only’ and you might even be wondering why the payment quoted for ‘interest only’ is so much lower than for a repayment mortgage. As I’m sure you know when a mortgage lender issues you […]
Why don’t we publish mortgage best buy tables?

If you don’t know what a ‘mortgage best buy table’ is you will see them in the Sunday papers, and on comparison sites around the internet they are simply tables that pertain to list the best mortgage deals in a given category – i.e. ‘first time buyer’ etc. Including a regular ‘best buy’ table is […]
Financial Planning – Free Initial Consultation

Financial Planning is our premier service and is for people who are serious about taking control of their money. Is that you? The Financial planning process covers all aspects of your financial life. Accept my help to construct your financial plan you will experience many benefits; You will define your financial goals. You will discover […]