Whose Products & What Services Do We Offer?
We offer products from a range of insurers for non-investment insurance contracts covering pure protection such as term assurance, income protection, critical illness and buildings and contents insurance. You may ask us for a list of the insurers we offer insurance from.
We are not tied to any insurer and will deal with any insurer that will deal with us.
What Will You Have To Pay For This Service?
We will provide you with a personal and financial review before making our recommendation to you.
Should you accept our recommendation we will arrange the implementation of this for you. The reasons for our recommendation will also be provided to you in a written report.
No fee. We do not charge a fee for our General Insurance and Protection services as we will normally receive a commission from the product provider.
Alternatively, if you prefer us not to receive a commission we can offer you a fixed fee of £750 and any ‘commission’ will be rebated by the provider to reduce your premiums. In the unusual event that an insurer does not offer commission, this fixed fee would apply. You would be advised of this before proceeding with our services.
When & How Will You Have To Pay For This Service?
Insurers will pay the commission directly to us.
If a fixed fee is payable payment can be made by
Bank Transfer
Cheque
Direct Debit