The desire to own a home is ingrained in British society. Buying a house isn't quick typically it can take 300 monthly instalments over a period of 25 years!
It's the biggest expense most people will ever take on and as such it's important to do all you can to keep the cost of home ownership as low as possible. Remember your home doesn't really cost you the purchase price it costs you the purchase price plus however many years worth of interest you set your mortgage over!
We offer an independent mortgage service whether you are moving or have an existing mortgage we will;
- Assess your financial situation to establish what you can afford.
- Research and find the most suitable mortgage deal for you.
- Point out where you could perhaps restructure your payments to clear your mortgage faster and save interest.
If you would like to talk about your mortgage then please get in touch.
For mortgage advice and arrangement we will receive a commission payment from the lender. We do not usually charge you an additional fee, but if you prefer us not to take a commission we can allow you to pay by fee instead. And in very complex cases we reserve the right to agree a fee with you, this fee would be agreed at the very first meeting.
Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you re-mortgage.