As I am sure you are probably aware from my past posts on this blog I am a big advocate for critical illness insurance, but perhaps the best evidence for the value of Critical Illness is the story of people who have experienced the benefits.
So here I present "Elise's Story"
This video has been created, written & produced by Bright Grey & neither Bloomfield Financial nor True Potential Associate Partners Ltd are responsible for the accuracy of the information contained within this video.
If you do you are part of a growing number of people who exercise ethical choices when spending their money. As we live in a capitalist society using your spending power to change the world is actually a pretty good long term strategy, so good on you.
But I have to ask do you also make ethical choices with your investments and your pension? Often it's something people don't give a second thought, but the investments you make can have a significant ethical under current if you so desire.
When I run through a client's information with them as part of my advice process, I always ask 'Do you have any religious or ethical requirements of your investment?'the vast majority of people reply no. I'm quite interested in ethical investing on a personal level but it is certainly not for me to push my beliefs on to a client - but I think it is fare enough to talk about them in a blog post!
The end of the financial year is rapidly approaching, if you haven't already done so you have until the 5th April to use this year's adult ISA allowance of £11,520, which can all go into an 'investment' or 'stocks and shares' ISA or up to £5,760 in to cash and the balance of your allowance available for investment ISAs. The Junior ISA allowance is currently £3,720 per year.
From the 6th April the adult ISA allowance rises to £11,880 with the maximum cash ISA investment allowance being £5,940. The Junior ISA allowance is rising to £3,840.