- Written by John J Bloomfield
The first step in smart financial planning is to protect what you already have. Premature death or a serious illness can not only have devastating personal consequences but financial consequences that can be almost impossible to fully recover.
Life and critical illness insurance can be used to ensure that you and your loved ones are not financially sidelined if something terrible should happen.
- Provide a comprehensive assessment of your needs, quantifying the amount of cover that you need.
- We can then move on to searching the market to find the best price available to provide that quote.
- And compare alternative policies and providers not just for price but the quality of cover relevant to your circumstance.
Life and critical insurance providers pay commission to advisers for arranging and advising on plans so we can provide protection advice without any out of pocket cost to you, however, if you prefer to pay a fee for our services then you may, in that case, we would refuse the commission and you would receive a reduced premium from the insurer in recognition of this.