Autumn Budget 2024: What You Need to Know for Your Finances
In our recent YouTube Live session, John broke down the key points of the Autumn Budget from his perspective as an Independent Financial Adviser and what they mean for your financial planning. Instead of focusing on the politics or headlines, John provided actionable insights to help you optimize your strategy. Key Topics Covered: Why reacting […]
Free Financial Education Webinars
Bloomfield Financial Limited is launching a series of free educational webinars to help you navigate complex financial topics. From understanding ISAs to managing your pension’s annual allowance and avoiding the 60% tax trap, our webinars offer valuable insights and practical advice. Register now and empower yourself with financial knowledge.
Government Launch Mortgage Charter
Earlier last week the Government announced a Mortgage Charter to help borrowers who were struggling with the increase in interest rates. 30 Lenders have signed up to this Charter and they represent approximately 85% of the mortgage market and these include Barclays, Natwest, Virgin Money, Newcastle Building Society to name but a few. So what […]
Video – Inflation Vs Mortgages: What Mortgage Holders Can Do
I’ve been saying for quite a while now that I would relaunch our YouTube channel to address common financial questions bith relatively simple and complex. In this new video I explain in simple terms what I believe is going on with inflation and mortgage and what home owners can do to best protect themselves. You […]
Mortgages: Be Prepared!
Be prepared That is the best piece I would give anyone who is looking for a mortgage at present! Most people are aware of the current economic climate and how much the cost of everything has increased by! It was expected that inflation would have decreased in May, however it was announced in the news […]
We’re Hiring!
Job Opportunity: Part Time Admin Assistant at Bloomfield Financial Are you highly organised, detail oriented, and passionate about providing exceptional client service? Join our team as a Part Time Admin Assistant. We are seeking a committed individual to assist our team for 12 hours per week, on Tuesdays, Wednesdays, and Thursdays from 10 AM to […]
Why We Re-Balance Investment Portfolios?
Re-Balancing of investment portfolios can to many amateur investments seem counter intuitive. If you’re not familiar with the concept re-balancing an investment portfolio is the act of returning the funds held back to the proportions in which they were originally purchased. So imagine you have a portfolio of just 2 funds. Fund A and Fund […]
Legal Ways To Pay Less Tax In The UK…Even If You’re Not Rich!
So we’ve heard a lot on the news in the last few days about the super rich exploiting loopholes to pay as little tax as possible, and frequently I hear people say that there are no tax breaks available for ordinary folk. And while you can’t save millions if you don’t have millions there are […]
Why you should top up your ISA before the tax year end?
You have until the 5th April to use or lose your ISA (Individual Savings Account) allowance for the current tax year… you’ve probably heard this already …but if you don’t know what an ISA is and why it’s valuable then this article is for you. What is an ISA anyway? ISA or Individual Savings Account […]
Video – Launching our Estate Planning Services (Wills, POAs and Trusts)
