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At Bloomfield Financial our primary aim is to help you make sense of your finances so that you can make the best deciscions possible both now and  in the future.

We have tried to put as much information on this webiste as possible to explain what we can do for you and what it costs as we believe strongly in being transparrent in all things.

If you can't find the information you are looking for then please don't hesitate to give us a call on 0191 406 6453 or drop an email to office@bloomfieldfinancial.co.uk

John & Dee Bloomfield

Bonus: Salary vs Pension Contribution

Pension or Salary Road SignWith recent proposals to liberalise withdrawals from pension plans at retirement, pensions have become a much more interesting subject to both employers and employees alike.

When it comes around to bonus time the use of pensions rather than payments through salary can result in extra money for employees and financial savings for employers.

An ISA is not a product!

Shopping Bag ISA

In this time known to financial advisers as ISA season, I hear a lot of people who don't normally talk finance talking about ISAs and generally have little interest in financial planning. A very smart man just said to me earlier this evening – "A guy on the radio said I should buy an ISA – how much would I expect it to be worth this time next year if I did" – I went on to explain the same thing I am about to explain to you – I had never thought of doing this sort of post before but the guy who asked the question is really smart so if he is confused into thinking an ISA is a tangible thing or product then there are probably millions of other smart people out there who are thinking in the same way.

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